Can I Do FRM After Passing 12th?Comprehensive Guide

By  Malobika Mukherjee
Updated On
Can I Do FRM After Passing 12th?Comprehensive Guide

If you’re a recent high school graduate wondering, “Can I do FRM after passing 12th?” you’re not alone. The Financial Risk Manager (FRM) certification is a highly respected credential that can lead to a rewarding career in financial risk management. This blog will provide an in-depth explanation of the steps you need to take, the eligibility requirements, and the benefits of pursuing an FRM certification.

Understanding the FRM Certification

The Financial Risk Manager (FRM) certification is awarded by the Global Association of Risk Professionals (GARP). It is designed for individuals aiming to build a career in risk management, particularly in sectors like banking, investment management, and corporate finance.

FRM Eligibility After High School

FRM eligibility after high school is a common question among aspiring financial professionals. Here’s a clear breakdown:

  1. Educational Requirements: There are no specific educational prerequisites to sit for the FRM exams. However, having a strong foundation in finance, mathematics, or economics can be beneficial.
  2. Work Experience: To earn the FRM certification, you need at least two years of full-time work experience in financial risk domain. This experience can be gained either before or after passing the FRM exams.

How to Become a FRM: Step-by-Step Guide

  1. Pursue Higher Education: After completing 12th grade, enroll in a bachelor’s degree program in finance, economics, business, or a related field. This will provide you with the necessary knowledge and skills.
  2. Take Financial Risk Management Courses: During your undergraduate studies, take courses related to financial risk management. These will help you build a strong foundation for the FRM exams.
  3. Study for the FRM Exams: Begin preparing for the FRM exams while you’re still in college. The FRM certification is divided into two parts:
    • FRM Part I: Focuses on tools used to assess financial risk.
    • FRM Part II: Focuses on the application of these tools in market, credit, operational, and investment risk management.
  4. Gain Relevant Work Experience: After graduation, seek positions that offer relevant work experience in financial risk domain. Jobs in banking, asset management, or financial consulting are ideal.
  5. Pass the FRM Exams: Register for and pass both parts of the FRM exam. Dedicate time to thorough FRM exam preparation, using study guides, practice exams, and online courses.

Benefits of FRM Certification

Obtaining the FRM certification offers numerous advantages:

  1. Career Advancement: The FRM certification can open doors to senior positions in risk management, such as risk analyst, risk manager, and chief risk officer.
  2. Global Recognition: The FRM certification is recognized worldwide, enhancing your career prospects internationally.
  3. Skill Development: The rigorous preparation for the FRM exams equips you with deep knowledge and practical skills in financial risk management.
  4. Networking Opportunities: Becoming an FRM gives you access to a global network of risk management professionals, which can be beneficial for career growth and opportunities.
  5. Job Security: As financial institutions increasingly prioritize risk management, the demand for certified FRMs continues to grow, providing greater job security.

Steps to Pursue FRM Certification

  1. Research and Understand the FRM Program: Familiarize yourself with the FRM program structure, exam topics, and the importance of the certification.
  2. Register for the FRM Exams: Visit the GARP website to register for the FRM exams. Plan your exam dates and create a study schedule.
  3. Prepare for the Exams: Use study materials, online courses, and practice exams to prepare effectively. Focus on understanding key concepts and applying them in real-world scenarios.
  4. Take the Exams: Successfully pass both parts of the FRM exam.
  5. Gain Work Experience: Accumulate the required two years of relevant work experience in financial risk domain.
  6. Earn Your Certification: Submit proof of your work experience to GARP to earn your FRM certification.


While you cannot become a certified FRM immediately after passing 12th grade, you can certainly start preparing for it. By pursuing higher education, gaining relevant work experience, and diligently preparing for the FRM exams, you can set yourself on the path to a rewarding career in financial risk management. The journey requires dedication and hard work, but the benefits of FRM certification are substantial, providing global recognition and enhanced career opportunities.

Start planning your future today, and take the first steps towards becoming a Financial Risk Manager. With the right approach and commitment, you can achieve your career goals and excel in the field of financial risk management.

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